• Buildings at Extended Replacement Cost or Actual Cash Value
• Separate limit for Specified Property (Fences, etc.)
• Automatic Increase in Building Amount (inflation guard)
• Contents at Replacement Costs or Actual Cash Values
• Automatic Increase of the contents for seasonal fluctuation
• Loss of income & extra expense from power interruption or from loss to dependent properties (such as property of your vendors)
• Loss in value of undamaged building portion, demolition, or increased construction cost to meet ordinance or law requirement
• Comprehensive equipment breakdown coverage
• Coverage extension to newly acquired buildings and contents
• Fire department service charge and extinguisher recharge cost
• Debris removal or clean up cost
• Back up of sewers or drains
• Accounts Receivables and Valuable Papers coverage
• Computer equipment including Media & Records
• Employee tools
• Earthquake or earthquake sprinkler leakage

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• Employee dishonesty
• Money & Securities from both inside and outside the premises
• Forgery & Alteration
• Money Orders & Counterfeit Currency

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• Operations and Premise liability including parking lot liability
• Personal and Advertising injury liability
• Products and Completed Operations liability
• Contractual and Owners Protective liability
• Hired and Non-owned automobile liability
• Employee Benefits liability
• Broad Form Products liability
• Garagekeepers liability

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• Bodily injury
• Property damage
• Collision
• Comprehensive
• Uninsured/Underinsured motorist
• Medical payments
• Hired auto
• Non-Ownership

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• Disability (loss of income)
• Medical payments
• Survivor benefits
• Rehabilitation
• Employers Liability Coverage