Apartment owners can face severe financial consequences from a property loss by fire, wind, or other causes. They also face potential losses from liability claims associated with swimming pools, spas, saunas, playground equipment, sponsored events, parking areas, crime, and more.

O. Jones & Associates and Farmers Insurance offer apartment insurance designed specifically for your rental business. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Apartments Business Coverages

Whether you own a landscaping, janitorial, plumbing, remodeling, flooring, or electrical company, you are faced with a daunting array of risks. Aside from normal business risks such as fire and theft, you have heightened risks of automobile accidents, auto theft, workmen's compensation, property damage, crime, and health liabilities for you, your workers, and your clients.

An O. Jones & Associates agent can sit down with you and map out precisely what you need from Farmers Insurance and work with you to prevent and mitigate potential losses. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Artisan/Contractor Coverages

As the owner of an auto shop, you know that a customer's vehicle could be damaged in your shop. You also know that you're at heightened risk for employee accidents and disability while they are on the job. The risks involved are vastly different for a body shop than they are for a muffler shop.

You need insurance that specifically addresses your auto service situation. O. Jones & Associates agents can help you with a one-stop, comprehensive insurance protection for all your coverage needs. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Auto Service & Repair Coverages

If you lease or rent buildings or property for offices, service businesses, retail stores, light industries, or light manufacturers, you face a variety of risks including fire, property damage, and liability. Parking lots add even more risk to your venture.

Farmers offers coverage for:

• Office buildings
• Retail shopping centers
• Buildings used for manufacturing, industrial, or assembly
• Processing or service buildings
• Private commercial warehouses
• Mixed occupancy buildings.

You should review all your risks and insurance needs with one of our highly qualified business insurance agents at O. Jones & Associates. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Commercial Real Estate Coverages

Condominium and homeowner associations face severe financial risks from property loss through fire, wind, or other causes. The association could also face liability from claims associated with the management of swimming pools, spas, saunas, playground equipment, sponsored events, parking areas, and other common areas. They also face considerable risk from crime.

Farmers has been for decades the preferred provider of insurance for condominiums and homeowner associations. The company has worked extensively within the industry and designed the most comprehensive and innovative insurance products in the industry. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Condominium and Homeowner Association Coverages

Whether you're manufacturing computers, office equipment, toys, or food, you understand the risks you face from property damage, fire, and employee accidents and disability. Because of the nature of your business, you are at considerably higher risk for serious accidents and even death on the job.

O. Jones & Associates and Farmers offers comprehensive insurance products for light manufacturers. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Manufacturing Coverages

As a business operating in an office setting, you are keenly aware of the many hazards that could affect your investment. You are also aware that these hazards can vary widely depending on what kind of office business you run, where you're located, how much travel is required, how many employees you have, and how many people pass through your business every day.

O. Jones & Associates can sit down with you and carefully evaluate your office business situation and craft just the right comprehensive insurance package for your business needs. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Office Business Coverages

Restaurant business face potentially ruinous hazards not only in fire and property damage, but potential liability for customer sickness, disability, and even death. In addition, restaurants face risks from employee theft, accidents, and crime. We offer comprehensive insurance products for the following types of restaurants:

• Buffets
• Cafes
• Cafeterias
• Carry-out restaurants
• Coffee shops
• Delis
• Diners
• Drive-ins
• Family style
• Fast food
• Free dining restaurants
• Luncheonettes
• Sandwich shops.

O. Jones & Associates can quickly put you into the right comprehensive insurance package for your business. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Restaurant Coverages

As a retail or service business owner, you need to protect your investment by choosing an insurance product specifically designed for your business. You face heightened risk of loss through fire, property damage, theft, employee theft, and counterfeit money more than any other type of business. You also face significant risk from crime and customer injuries. In particular, your business may grow much faster than other businesses and your insurance needs will change dramatically.

O. Jones & Associates not only offers comprehensive Farmers retail business insurance products, our agents can help you through all the changes your business will undergo in its lifetime. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Retail/Service Coverages

Wholesale distributors face unique risks in fire, theft, property damage, and employee injuries, disability, and death. The industry you're in greatly changes your risk profile in all of these areas, so we offer comprehensive wholesale distributor insurance for the following types of businesses:

• Beverage distributors
• Motor vehicle supplies, wholesalers, and new parts
• Office equipment dealers
• Stationery and supplies distributors
• Hardware wholesalers
• Food and food products distributors
• Building service equipment
• Plumbing
• Heating and air conditioning
• Electrical equipment and supplies.

O. Jones & Associates specializes in putting together comprehensive Farmers wholesale distributors business insurance products for these industries and our agents can help you with your unique risk profile. Find out more by by clicking our link below or get a fast-turnaround quote from one of our agents:

  Wholesale Distributors Coverages

O. Jones & Associates also has the unique capability to offer commercial surety bonds through Farmers Insurance. We can quote, submit, and execute your bond request; we will soon have an online quoting facility! Watch this space for more information on our exciting new online commercial bond application process.