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Business Insurance
Manufacturing Coverages

An O. Jones & Associates agent can sit down with you and map out precisely what you need from Farmers Insurance and work with you to prevent and mitigate potential losses.

Property

  • Buildings at Extended Replacement Cost or Actual Cash Value
  • Automatic Increase in Building Amount (inflation guard)
  • Contents at Replacement Costs or Actual Cash Values
  • Automatic Increase of the contents for seasonal fluctuation
  • Loss of income & extra expense on an actual loss sustained basis for 12 months or other extended period
  • Loss of income & extra expense from power interruption or from loss to dependent properties (such as the property of your vendors)
  • Loss in value of undamaged building portion, demolition, or increased construction cost to meet ordinance or law requirement
  • Comprehensive equipment breakdown coverage
  • Coverage extension to newly acquired buildings
  • Fire department service charge and extinguisher recharge cost
  • Debris removal & pollutant clean up cost
  • Back up of sewers or drains
  • Accounts Receivables and Valuable Papers coverage
  • Computer equipment including Media & Records
  • Earthquake or earthquake sprinkler leakage
  • Brands and Labels Cost
  • Product Recall Expense Coverage
  • Spoilage/Temperature Change Coverage
  • Transportation (Transit) Coverage

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Crime

  • Employee dishonesty
  • Money & Securities from both inside and outside the premises
  • Forgery & Alteration
  • Money Orders & Counterfeit Currency

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Liability

  • Operations and Premise liability including parking lot liability
  • Personal and Advertising injury liability
  • Products and Completed Operations liability
  • Contractual and Owners Protective liability
  • Hired and Non-owned automobile liability
  • Employee Benefits liability
  • Newly Acquired Organizations & Broad Form Liability

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Auto

  • Bodily injury
  • Property damage
  • Collision
  • Comprehensive
  • Uninsured/Underinsured motorist
  • Medical payments
  • Hired auto
  • Non-Ownership

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Workers Compensation

  • Disability (loss of income)
  • Medical payments
  • Survivor benefits
  • Rehabilitation
  • Employers Liability Coverage


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O Jones & Associates

O.Jones & Associates Insurance
122 Lincoln Blvd. Suite 105, Venice, CA. 90291
Beverly Hills  |  Westwood  |  Brentwood  |  Los Angeles  |  West Hollywood  |  Hollywood
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