.: O. Jones & Associates :: Retail Service Business Insurance :.

An O. Jones & Associates agent can sit down with you and map out precisely what you need from Farmers Insurance and work with you to prevent and mitigate potential losses.

Buildings at Extended Replacement Cost or Actual Cash Value
Automatic Increase in Building Amount (inflation guard)
Contents at Replacement Costs or Actual Cash Values
Automatic Increase of the contents for seasonal fluctuation
Loss of income & extra expense on an actual loss sustained basis for 12 months or other extended period
Loss of income & extra expense from power interruption
Loss in value of undamaged building portion, demolition, or increased construction cost to meet ordinance or law requirement
Comprehensive equipment breakdown coverage
Coverage extension to newly acquired buildings and contents
Fire department service charge and extinguisher recharge cost
Debris removal & Pollutant clean up cost
Back up of sewers or drains
Accounts Receivables and Valuable Papers coverage
Computer equipment including Media & Records
Earthquake or earthquake sprinkler leakage
Transportation (Transit) Coverage
Spoilage Coverage
Bailee Coverage

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Employee dishonesty
Money & Securities from both inside and outside the premises
Forgery & Alteration
Money Orders & Counterfeit Currency

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Operations and Premise liability including parking lot liability
Personal and Advertising injury liability
Products and Completed Operations liability
Contractual and Owners Protective liability
Hired and Non-owned automobile liability
Employee Benefits liability
Liquor legal liability

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Bodily injury
Property damage
Collision
Comprehensive
Uninsured/Underinsured motorist
Medical payments
Hired auto
Non-Ownership

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Disability (loss of income)
Medical payments
Survivor benefits
Rehabilitation
Employers Liability Coverage

Life Insurance | Health Plans
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